PART I. MOTOR VEHICLE SALES FINANCE

SECTION 520.01. Motor Vehicle Retail Sales Finance Act.

SECTION 520.02. Definitions.

SECTION 520.03. Licenses.

SECTION 520.07. Requirements and prohibitions as to retail installment contracts.

SECTION 520.08. Finance charge limitation.

SECTION 520.085. Simple-interest contracts.

SECTION 520.09. Credit upon anticipation of payments.

SECTION 520.10. Refinancing retail installment contract.

SECTION 520.12. Penalties.

SECTION 520.125. Variable rate contracts; mobile homes.

SECTION 520.13. Waiver.

SECTION 520.14. Termination of retail installment contract for leasing a motor vehicle by a servicemember.

PART II. DISTRIBUTED ENERGY GENERATION SYSTEM SALES

SECTION 520.20. Definitions.

SECTION 520.21. Applicability.

SECTION 520.22. Safety compliance.

SECTION 520.23. Disclosures required.

SECTION 520.24. Rulemaking authority; standard disclosure form.

SECTION 520.25. Penalties.

SECTION 520.26. Exemptions.

PART III. RETAIL INSTALLMENT SALES

SECTION 520.30. Short title.

SECTION 520.31. Definitions.

SECTION 520.32. Licenses.

SECTION 520.34. Retail installment contracts.

SECTION 520.345. Simple-interest contracts.

SECTION 520.35. Revolving accounts.

SECTION 520.351. Consolidated debts.

SECTION 520.36. Mail order and telephone sales.

SECTION 520.37. Delinquency charges, attorney’s fees and court costs.

SECTION 520.38. Transfer of contracts.

SECTION 520.39. Penalties.

SECTION 520.40. Waiver.

SECTION 520.41. Prior contracts not affected.

SECTION 520.42. Construction.

PART IV. INSTALLMENT SALES FINANCE

SECTION 520.50. Short title.

SECTION 520.51. Definitions.

SECTION 520.52. Licensees.

SECTION 520.57. Penalties.

PART V. HOME IMPROVEMENT SALES AND FINANCE

SECTION 520.60. Short title.

SECTION 520.61. Definitions.

SECTION 520.63. Licensees.

SECTION 520.68. Persons not required to be licensed.

SECTION 520.69. Scope of license authority; scope of provisions.

SECTION 520.70. Employee of the seller.

SECTION 520.71. Contract copy to owner.

SECTION 520.72. Cancellation of contract.

SECTION 520.73. Home improvement contract; form and content; separate disclosures.

SECTION 520.74. Provisions expressly prohibited.

SECTION 520.75. Buyer’s waiver of statutory protection.

SECTION 520.76. Insurance provisions, procurement, rates.

SECTION 520.78. Finance charge limitation.

SECTION 520.785. Simple-interest contracts.

SECTION 520.79. Unauthorized charges.

SECTION 520.80. Mortgages, promissory notes.

SECTION 520.81. Completion certificate.

SECTION 520.82. Statement of account.

SECTION 520.83. Cancellation of contract on payment in full.

SECTION 520.84. Credit to owner on prepayment.

SECTION 520.85. Delinquency and collection charges; court costs and attorney’s fees.

SECTION 520.86. Extension or deferment.

SECTION 520.87. Receipt for cash payment; payment to assignor.

SECTION 520.88. Assignments of contracts or notes.

SECTION 520.90. Prohibited acts.

SECTION 520.91. Uttering a false completion certificate.

SECTION 520.92. Compensation of other than licensee prohibited.

SECTION 520.98. Penalties.

PART VI. DEPARTMENT REGULATION OF SALES AND FINANCE

SECTION 520.993. Definitions.

SECTION 520.994. Powers of office.

SECTION 520.995. Grounds for disciplinary action.

SECTION 520.996. Investigations and complaints.

SECTION 520.9965. Confidentiality of information relating to investigations and examinations.

SECTION 520.997. Books, accounts, and records.

SECTION 520.998. Regulatory Trust Fund.

SECTION 520.999. Requirements of licensees.