PART I. SCOPE OF CODE

SECTION 624.01. Short title.

SECTION 624.02. “Insurance” defined.

SECTION 624.03. “Insurer” defined.

SECTION 624.031. “Self-insurance” defined.

SECTION 624.04. “Person” defined.

SECTION 624.05. “Department,” “commission,” and “office” defined.

SECTION 624.06. “Domestic,” “foreign,” “alien” insurer defined.

SECTION 624.07. “Domicile” defined.

SECTION 624.075. “Commercially domiciled insurer” defined.

SECTION 624.08. “State” defined.

SECTION 624.09. “Authorized,” “unauthorized” insurer defined.

SECTION 624.10. Other definitions.

SECTION 624.105. Waiver of customer liability.

SECTION 624.1055. Right of contribution among liability insurers for defense costs.

SECTION 624.11. Compliance required.

SECTION 624.12. Application of code as to fraternal benefit societies.

SECTION 624.123. Certain international health insurance policies; exemption from code.

SECTION 624.124. Motor vehicle services; exemption from code.

SECTION 624.125. Certain motor vehicle service agreements; exemption from code.

SECTION 624.126. Certain mutual aid associations; exemption from code.

SECTION 624.1265. Nonprofit religious organization exemption; authority; notice.

SECTION 624.127. Certain political subdivisions offering prepaid ambulance service plans; exemption from code.

SECTION 624.1275. Insurance agents; prohibited exclusion from public bidding and negotiations.

SECTION 624.128. Crime victims exemption.

SECTION 624.129. Certain location and recovery services; exemption from code.

SECTION 624.13. Particular provisions prevail.

SECTION 624.15. General penalty.

SECTION 624.155. Civil remedy.

SECTION 624.19. Existing forms and filings.

SECTION 624.21. Prospective operation of amendments to code.

SECTION 624.215. Proposals for legislation which mandates health benefit coverage; review by Legislature.

SECTION 624.23. Public records exemption.

SECTION 624.231. Disclosure and fees for production of records.

SECTION 624.24. Prohibition against requiring the purchase of health insurance; exceptions.

SECTION 624.25. Patient Protection and Affordable Care Act.

SECTION 624.26. Collaborative arrangement with the Department of Health and Human Services.

SECTION 624.27. Direct health care agreements; exemption from code.

PART II. DEPARTMENT OF FINANCIAL SERVICES

SECTION 624.302. Offices.

SECTION 624.303. Seal; certified copies as evidence.

SECTION 624.307. General powers; duties.

SECTION 624.308. Rules.

SECTION 624.310. Enforcement; cease and desist orders; removal of certain persons; fines.

SECTION 624.3102. Immunity from civil liability for providing department, commission, or office with information about condition of insurer.

SECTION 624.311. Records; reproductions; destruction.

SECTION 624.312. Reproductions and certified copies of records as evidence.

SECTION 624.313. Publications.

SECTION 624.314. Publications; Insurance Regulatory Trust Fund.

SECTION 624.315. Department; annual report.

SECTION 624.316. Examination of insurers.

SECTION 624.3161. Market conduct examinations.

SECTION 624.317. Investigation of agents, adjusters, administrators, service companies, and others.

SECTION 624.318. Conduct of examination or investigation; access to records; correction of accounts; appraisals.

SECTION 624.319. Examination and investigation reports.

SECTION 624.320. Examination expenses.

SECTION 624.321. Witnesses and evidence.

SECTION 624.322. Testimony compelled; immunity from prosecution.

SECTION 624.324. Hearings.

SECTION 624.33. Jurisdiction regarding health or life coverage.

SECTION 624.34. Authority of Department of Law Enforcement to accept fingerprints of, and exchange criminal history records with respect to, certain persons.

PART III. AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS

SECTION 624.401. Certificate of authority required.

SECTION 624.402. Exceptions, certificate of authority required.

SECTION 624.4031. Church benefit plans and church benefit board.

SECTION 624.404. General eligibility of insurers for certificate of authority.

SECTION 624.4055. Restrictions on existing private passenger automobile insurance.

SECTION 624.406. Combinations of insuring powers, one insurer.

SECTION 624.407. Surplus required; new insurers.

SECTION 624.40711. Restrictions on insurers that are wholly owned subsidiaries of insurers to do business in state.

SECTION 624.4073. Officers and directors of insolvent insurers.

SECTION 624.408. Surplus required; current insurers.

SECTION 624.4085. Risk-based capital requirements for insurers.

SECTION 624.40851. Confidentiality of risk-based capital information.

SECTION 624.4094. Bail bond premiums.

SECTION 624.4095. Premiums written; restrictions.

SECTION 624.410. Permissible insuring combinations without additional capital funds.

SECTION 624.411. Deposit requirement; domestic insurers and foreign insurers.

SECTION 624.412. Deposit of alien insurers.

SECTION 624.413. Application for certificate of authority.

SECTION 624.4135. Redomestication.

SECTION 624.414. Issuance or refusal of authority.

SECTION 624.415. Ownership of certificate of authority; return.

SECTION 624.416. Continuance, expiration, reinstatement, and amendment of certificate of authority.

SECTION 624.418. Suspension, revocation of certificate of authority for violations and special grounds.

SECTION 624.420. Order, notice of suspension or revocation of certificate of authority; effect; publication.

SECTION 624.421. Duration of suspension; insurer’s obligations during suspension period; reinstatement.

SECTION 624.4211. Administrative fine in lieu of suspension or revocation.

SECTION 624.4212. Confidentiality of proprietary business and other information.

SECTION 624.4213. Trade secret documents.

SECTION 624.422. Service of process; appointment of Chief Financial Officer as process agent.

SECTION 624.423. Serving process.

SECTION 624.424. Annual statement and other information.

SECTION 624.4241. NAIC filing requirements.

SECTION 624.4243. Reporting of premium growth.

SECTION 624.4245. Change in controlling interest of foreign or alien insurer; report required.

SECTION 624.425. Agent countersignature required, property, casualty, surety insurance.

SECTION 624.426. Exceptions to countersignature law.

SECTION 624.428. Licensed agent law, life and health insurances.

SECTION 624.430. Withdrawal of insurer or discontinuance of writing certain kinds or lines of insurance.

SECTION 624.4305. Nonrenewal of residential property insurance policies.

SECTION 624.4315. Workers’ compensation insurers; notice of significant underwriting change.

SECTION 624.436. Florida Nonprofit Multiple-Employer Welfare Arrangement Act.

SECTION 624.4361. Definitions.

SECTION 624.437. “Multiple-employer welfare arrangement” defined; certificate of authority required; penalty.

SECTION 624.438. General eligibility.

SECTION 624.4385. Certain words prohibited in name of organization.

SECTION 624.439. Filing of application.

SECTION 624.4392. Fund balance.

SECTION 624.44. Examination by the office.

SECTION 624.441. Insolvency protection.

SECTION 624.4411. Administrative, provider, and management contracts.

SECTION 624.4412. Policy forms.

SECTION 624.4414. Employer participants’ liability.

SECTION 624.4415. Assessments.

SECTION 624.4416. Assessments by receiver.

SECTION 624.4417. Certain sales prohibited.

SECTION 624.442. Annual reports; actuarial certification; quarterly reports; penalties.

SECTION 624.443. Place of business; maintenance of records.

SECTION 624.4431. Administration; rules.

SECTION 624.4432. Assets, liabilities, and investments.

SECTION 624.444. Suspension, revocation of approval.

SECTION 624.445. Order, notice, duration, effect of suspension or revocation; administrative fine.

SECTION 624.446. Rehabilitation, dissolution.

SECTION 624.447. Certificate of insurance for contractors.

SECTION 624.448. Assets of insurers; reporting requirements.

SECTION 624.449. Insurer investment in foreign companies.

SECTION 624.45. Participation of financial institutions in reinsurance and in insurance exchanges.

SECTION 624.460. Short title.

SECTION 624.461. Definition.

SECTION 624.462. Commercial self-insurance funds.

SECTION 624.4621. Group self-insurance funds.

SECTION 624.4622. Local government self-insurance funds.

SECTION 624.46223. Notice of intent to withdraw.

SECTION 624.46225. Self-insured public utilities.

SECTION 624.46226. Public housing authorities self-insurance funds; exemption for taxation and assessments.

SECTION 624.4623. Independent Educational Institution Self-Insurance Funds.

SECTION 624.4625. Corporation not for profit self-insurance funds.

SECTION 624.4626. Electric cooperative self-insurance fund.

SECTION 624.464. Certificate of authority required; penalties.

SECTION 624.466. Application requirements for certificate of authority.

SECTION 624.468. Continuing requirements for certificate of authority.

SECTION 624.470. Annual reports.

SECTION 624.472. Member’s liability.

SECTION 624.473. Dividends.

SECTION 624.474. Assessments.

SECTION 624.4741. Venue in assessment actions.

SECTION 624.475. Tax on premiums, contributions, and assessments.

SECTION 624.476. Impaired self-insurance funds.

SECTION 624.477. Liquidation, rehabilitation, reorganization, and conservation.

SECTION 624.480. Filing, approval, and disapproval of forms.

SECTION 624.482. Making and use of rates.

SECTION 624.483. Self-insurer members; payment of delinquent premiums and assessments.

SECTION 624.484. Registration of agent.

SECTION 624.486. Examination.

SECTION 624.487. Enforcement of specified insurance provisions.

SECTION 624.488. Applicability of related laws.

SECTION 624.489. Liability of trustees of self-insurance trust fund and directors of self-insurance funds operating as corporations.

SECTION 624.490. Registration of pharmacy benefit managers.

PART IV. FEES, TAXES, AND FUNDS

SECTION 624.501. Filing, license, appointment, and miscellaneous fees.

SECTION 624.5015. Advance collection of fees and taxes; title insurers not to pay without reimbursement.

SECTION 624.502. Service of process fee.

SECTION 624.504. Liability for state, county tax.

SECTION 624.505. County tax; determination; additional offices; nonresident agents.

SECTION 624.506. County tax; deposit and remittance.

SECTION 624.507. Municipal tax.

SECTION 624.508. Insurer’s license tax; when payable.

SECTION 624.509. Premium tax; rate and computation.

SECTION 624.5091. Retaliatory provision, insurers.

SECTION 624.5092. Administration of taxes; payments.

SECTION 624.50921. Adjustments.

SECTION 624.5094. Casualty insurance premiums.

SECTION 624.510. Tax on wet marine and transportation insurance.

SECTION 624.5105. Community contribution tax credit; authorization; limitations; eligibility and application requirements; administration; definitions; expiration.

SECTION 624.51055. Credit for contributions to eligible nonprofit scholarship-funding organizations.

SECTION 624.5107. Child care tax credits.

SECTION 624.511. Tax statement; overpayments.

SECTION 624.515. State Fire Marshal regulatory assessment and surcharge; levy and amount.

SECTION 624.516. State Fire Marshal regulatory assessment and surcharge; deposit and use of funds.

SECTION 624.517. State Fire Marshal regulatory assessment; reduction of assessment.

SECTION 624.518. State Fire Marshal regulatory assessment and surcharge; tax return, overpayment.

SECTION 624.519. Nonpayment of premium tax or fire marshal assessment; penalty.

SECTION 624.520. Preemption by state.

SECTION 624.521. Deposit of certain tax receipts; refund of improper payments.

SECTION 624.523. Insurance Regulatory Trust Fund.

PART V. KINDS OF INSURANCE; LIMITS OF RISK; REINSURANCE

SECTION 624.601. Definitions not mutually exclusive.

SECTION 624.6011. “Kinds of insurance” defined.

SECTION 624.6012. “Lines of insurance” defined.

SECTION 624.602. “Life insurance,” “life insurer” defined.

SECTION 624.603. “Health insurance” defined.

SECTION 624.604. “Property insurance” defined.

SECTION 624.605. “Casualty insurance” defined.

SECTION 624.606. “Surety insurance” defined.

SECTION 624.6065. “Fidelity insurance” defined.

SECTION 624.607. “Marine insurance,” “wet marine and transportation insurance,” and “inland marine insurance” defined.

SECTION 624.608. “Title insurance” defined.

SECTION 624.6081. “Residual value insurance” defined.

SECTION 624.6085. “Collateral protection insurance” defined.

SECTION 624.609. Limit of risk.

SECTION 624.610. Reinsurance.

PART VI. ADMINISTRATIVE SUPERVISION; CONFIDENTIALITY; REVIEW

SECTION 624.80. Definitions.

SECTION 624.81. Notice to comply with written requirements of office; noncompliance.

SECTION 624.82. Confidentiality of certain proceedings and records.

SECTION 624.83. Prohibited acts during period of supervision.

SECTION 624.84. Review.

SECTION 624.85. Administrative election of proceedings.

SECTION 624.86. Other laws; conflicts; meetings between the office and the supervisor.

SECTION 624.87. Administrative supervision; expenses.

SECTION 624.91. The Florida Healthy Kids Corporation Act.

SECTION 624.915. Florida Healthy Kids Corporation; operating fund.