eLaws of Florida

 

  CHAPTER 687. INTEREST AND USURY; LENDING PRACTICES  


SECTION 687.01. Rate of interest in absence of contract.
SECTION 687.02. “Usurious contracts” defined.
SECTION 687.03. “Unlawful rates of interest” defined; proviso.
SECTION 687.0303. “Line of credit” defined.
SECTION 687.0304. Credit agreements.
SECTION 687.031. Construction, ss. 687.02 and 687.03.
SECTION 687.04. Penalty for usury; not to apply in certain situations.
SECTION 687.05. Provisions for payment of attorney’s fees.
SECTION 687.06. Attorney’s fee in enforcing nonusurious contracts; proviso; insurance premiums; attorney’s fee provided in note.
SECTION 687.071. Criminal usury, loan sharking.
SECTION 687.08. Person lending money to give borrower receipt for payments; contents of receipt; penalty for violation.
SECTION 687.09. Persons accepting chattel mortgage as security for loans under $100 to cause amount as principal, interest, and fees to be inserted.
SECTION 687.10. Not applicable to chartered banks, trust companies, building and loan associations, savings and loan associations, or insurance companies.
SECTION 687.12. Interest rates; parity among licensed lenders or creditors.
SECTION 687.125. Compounding of interest.
SECTION 687.13. International transactions.
SECTION 687.14. Definitions.
SECTION 687.141. Loan brokers; prohibited acts.
SECTION 687.142. Responsibility of principals.
SECTION 687.143. Loan brokers; investigations; cease and desist orders; administrative fines.
SECTION 687.144. Investigations; examinations; subpoenas; hearings; witnesses.
SECTION 687.145. Injunction to restrain violations.
SECTION 687.146. Criminal penalties.
SECTION 687.147. Actions for damages.
SECTION 687.148. Duties and powers of the commission and office.