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Florida Statutes (Last Updated: April 21, 2021) |
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TITLE XXXIII. REGULATION OF TRADE, COMMERCE, INVESTMENTS, AND SOLICITATIONS |
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CHAPTER 494. LOAN ORIGINATORS AND MORTGAGE BROKERS |
| PART I. GENERAL PROVISIONS |
| SECTION 494.001. Definitions. |
| SECTION 494.0011. Powers and duties of the commission and office. |
| SECTION 494.00115. Exemptions. |
| SECTION 494.0012. Investigations; complaints; examinations. |
| SECTION 494.00125. Public records exemptions. |
| SECTION 494.0013. Injunction to restrain violations. |
| SECTION 494.00135. Subpoenas. |
| SECTION 494.0014. Cease and desist orders; refund orders. |
| SECTION 494.0015. Evidence; examiner’s worksheets, investigative reports, other related documents. |
| SECTION 494.0016. Books, accounts, and records; maintenance; examinations by the office. |
| SECTION 494.00165. Prohibited advertising; record requirements. |
| SECTION 494.00172. Mortgage Guaranty Trust Fund; payment of fees and claims. |
| SECTION 494.00173. Mortgage Guaranty Trust Fund; creation. |
| SECTION 494.0018. Penalties. |
| SECTION 494.0019. Liability in case of unlawful transaction. |
| SECTION 494.002. Statutory or common-law remedies. |
| SECTION 494.0022. Applicability of act. |
| SECTION 494.0023. Conflicting interest. |
| SECTION 494.0024. Waiver. |
| SECTION 494.0025. Prohibited practices. |
| SECTION 494.00255. Administrative penalties and fines; license violations. |
| SECTION 494.0026. Disposition of insurance proceeds. |
| SECTION 494.00296. Loan modification. |
| PART II. MORTGAGE BROKERS |
| SECTION 494.00312. Loan originator license. |
| SECTION 494.00313. Loan originator license renewal. |
| SECTION 494.00321. Mortgage broker license. |
| SECTION 494.00322. Mortgage broker license renewal. |
| SECTION 494.00331. Loan originator and loan processor employment. |
| SECTION 494.0035. Principal loan originator and branch manager for mortgage broker. |
| SECTION 494.0036. Mortgage broker branch office license. |
| SECTION 494.0038. Mortgage broker fees. |
| SECTION 494.0039. Principal place of business requirements. |
| SECTION 494.004. Requirements of licensees. |
| SECTION 494.0042. Loan origination fees. |
| SECTION 494.0043. Requirements for brokering loans to noninstitutional investors. |
| PART III. MORTGAGE LENDERS |
| SECTION 494.00611. Mortgage lender license. |
| SECTION 494.00612. Mortgage lender license renewal. |
| SECTION 494.0063. Audited financial statements. |
| SECTION 494.0066. Branch offices. |
| SECTION 494.00665. Principal loan originator and branch manager for mortgage lender. |
| SECTION 494.0067. Requirements of mortgage lenders. |
| SECTION 494.0069. Lock-in agreement. |
| SECTION 494.007. Commitment process. |
| SECTION 494.0071. Expiration of lock-in agreement or commitment. |
| SECTION 494.00721. Net worth. |
| SECTION 494.0073. Mortgage lender when acting as a mortgage broker. |
| SECTION 494.0074. Lender fees and charges. |
| SECTION 494.0075. Requirements for selling loans to noninstitutional investors. |
| SECTION 494.0076. Servicing audits. |
| SECTION 494.0077. Other products and services. |