eLaws of Florida

 

CHAPTER 494. LOAN ORIGINATORS AND MORTGAGE BROKERS  


PART I. GENERAL PROVISIONS
SECTION 494.001. Definitions.
SECTION 494.0011. Powers and duties of the commission and office.
SECTION 494.00115. Exemptions.
SECTION 494.0012. Investigations; complaints; examinations.
SECTION 494.00125. Public records exemptions.
SECTION 494.0013. Injunction to restrain violations.
SECTION 494.00135. Subpoenas.
SECTION 494.0014. Cease and desist orders; refund orders.
SECTION 494.0015. Evidence; examiner’s worksheets, investigative reports, other related documents.
SECTION 494.0016. Books, accounts, and records; maintenance; examinations by the office.
SECTION 494.00165. Prohibited advertising; record requirements.
SECTION 494.00172. Mortgage Guaranty Trust Fund; payment of fees and claims.
SECTION 494.00173. Mortgage Guaranty Trust Fund; creation.
SECTION 494.0018. Penalties.
SECTION 494.0019. Liability in case of unlawful transaction.
SECTION 494.002. Statutory or common-law remedies.
SECTION 494.0022. Applicability of act.
SECTION 494.0023. Conflicting interest.
SECTION 494.0024. Waiver.
SECTION 494.0025. Prohibited practices.
SECTION 494.00255. Administrative penalties and fines; license violations.
SECTION 494.0026. Disposition of insurance proceeds.
SECTION 494.00296. Loan modification.
PART II. MORTGAGE BROKERS
SECTION 494.00312. Loan originator license.
SECTION 494.00313. Loan originator license renewal.
SECTION 494.00321. Mortgage broker license.
SECTION 494.00322. Mortgage broker license renewal.
SECTION 494.00331. Loan originator and loan processor employment.
SECTION 494.0035. Principal loan originator and branch manager for mortgage broker.
SECTION 494.0036. Mortgage broker branch office license.
SECTION 494.0038. Mortgage broker fees.
SECTION 494.0039. Principal place of business requirements.
SECTION 494.004. Requirements of licensees.
SECTION 494.0042. Loan origination fees.
SECTION 494.0043. Requirements for brokering loans to noninstitutional investors.
PART III. MORTGAGE LENDERS
SECTION 494.00611. Mortgage lender license.
SECTION 494.00612. Mortgage lender license renewal.
SECTION 494.0063. Audited financial statements.
SECTION 494.0066. Branch offices.
SECTION 494.00665. Principal loan originator and branch manager for mortgage lender.
SECTION 494.0067. Requirements of mortgage lenders.
SECTION 494.0069. Lock-in agreement.
SECTION 494.007. Commitment process.
SECTION 494.0071. Expiration of lock-in agreement or commitment.
SECTION 494.00721. Net worth.
SECTION 494.0073. Mortgage lender when acting as a mortgage broker.
SECTION 494.0074. Lender fees and charges.
SECTION 494.0075. Requirements for selling loans to noninstitutional investors.
SECTION 494.0076. Servicing audits.
SECTION 494.0077. Other products and services.