eLaws of Florida

  SECTION 626.9641. Policyholders, bill of rights.  


Latest version.
  • 1(1) 2The principles expressed in the following statements shall serve as standards to be followed by the department, commission, and office in exercising their powers and duties, in exercising administrative discretion, in dispensing administrative interpretations of the law, and in adopting rules:
    43(a) 44Policyholders shall have the right to competitive pricing practices and marketing methods that enable them to determine the best value among comparable policies.
    67(b) 68Policyholders shall have the right to obtain comprehensive coverage.
    77(c) 78Policyholders shall have the right to insurance advertising and other selling approaches that provide accurate and balanced information on the benefits and limitations of a policy.
    104(d) 105Policyholders shall have a right to an insurance company that is financially stable.
    118(e) 119Policyholders shall have the right to be serviced by a competent, honest insurance agent or broker.
    135(f) 136Policyholders shall have the right to a readable policy.
    145(g) 146Policyholders shall have the right to an insurance company that provides an economic delivery of coverage and that tries to prevent losses.
    168(h) 169Policyholders shall have the right to a balanced and positive regulation by the department, commission, and office.
    186(2) 187This section shall not be construed as creating a civil cause of action by any individual policyholder against any individual insurer.
History.-s. 9, ch. 76-260; s. 807, ch. 82-243; ss. 206, 207, ch. 90-363; s. 4, ch. 91-429; s. 1039, ch. 2003-261.