1(1) 2A title loan lender, or any agent or employee of a title loan lender, shall not:18(a) 19Falsify or fail to make an entry of any material matter in a title loan agreement or any extension of such agreement.
41(b) 42Refuse to allow the office to inspect completed title loan agreements, extensions of such agreements, or loan property during the ordinary operating hours of the title loan lender’s business or other times acceptable to both parties.
78(c) 79Enter into a title loan agreement with a person under the age of 18 years.
94(d) 95Make any agreement requiring or allowing for the personal liability of a borrower or the waiver of any of the provisions of this act.
119(e) 120Knowingly enter into a title loan agreement with any person who is under the influence of drugs or alcohol when such condition is visible or apparent, or with any person using a name other than such person’s own name or the registered name of the person’s business.
167(f) 168Fail to exercise reasonable care, as defined by commission rule, in the safekeeping of loan property or of titled personal property repossessed pursuant to this act.
194(g) 195Fail to return loan property or repossessed titled personal property to a borrower, with any and all of the title loan lender’s liens on the property properly released, upon payment of the full amount due the title loan lender, unless the property has been seized or impounded by an authorized law enforcement agency, taken into custody by a court, or otherwise disposed of by court order.
261(h) 262Sell or otherwise charge for any type of insurance in connection with a title loan agreement.
278(i) 279Charge or receive any finance charge, interest, or fees which are not authorized pursuant to this act.
296(j) 297Act as a title loan lender without an active license issued under this act.
311(k) 312Refuse to accept partial payments toward satisfying any obligation owed under a title loan agreement or extension of such agreement.
332(l) 333Charge a prepayment penalty.
337(m) 338Engage in the business of selling new or used motor vehicles, or parts for motor vehicles.
354(n) 355Act as a title loan lender under this act within a place of business in which the licensee solicits or engages in business outside the scope of this act if the office determines that the licensee’s operation of and conduct pertaining to such other business results in an evasion of this act. Upon making such a determination, the office shall order the licensee to cease and desist from such evasion; provided, no licensee shall engage in the pawnbroker business.
434(o) 435Violate any provision of the Military Lending Act, 10 U.S.C. s. 987, or the regulations adopted under that act in 32 C.F.R. part 232, in connection with a title loan made under this chapter.
